What is Critical Illness?

Critical Illness insurance will pay you a tax free lump sum on diagnosis of any one of a wide range of critical illnesses including cancer, heart attack, stroke, brain tumour and many more.

Your quotation will include details of the cover provided as this list of conditions covered and the precise definitions does vary from insurer to insurer.

Life Direct

• Who are Life Direct?
• Why use Life Direct?
• What is the benefit of buying cover through Life Direct rather than going direct to the life insurance company?
• Is there a fee for using Life Direct?

Main Types of Life Policy

• What is a Level Term Life Insurance?
• What is a Mortgage Decreasing Life Insurance?

Other Policy Types

• What is Family Income Benefit?
• What is Critical Illness?

Other FAQ's

• What are 'reviewable' + 'guaranteed' premiums?
• What is 'terminal illness' cover?
• Will I have to have a medical?
• What does putting a policy 'in trust' mean?
• Will the insurer accept me at the quoted price?